D3 Banking Technology's Top 7 Digital Banking Trends for 2019

With the new year upon us, many are thinking about what the next year might hold for the financial services industry. We wanted to share our predictions on how digital, AI, and personalization will transform the... Read More

How Apple’s Dual SIM Support Initiative Relates to Small Business Banking

Editor's note: Like Apple’s dual SIM support, FIs must provide a seamless experience between personal and business banking platforms. Read More

What Digital Means In Banking: Operating Model

Editor’s Note: The following is third in a series of blogs excerpted from a report published by Celent entitled Defining A Digital Financial Institution by Daniel Latimore and Zilvinas Bareisis . D3 Banking has licensed... Read More

What Digital Means In Banking: Data Analytics and Automation

Editor’s Note: The following is second in a series of blogs excerpted from a report published by Celent entitled Defining A Digital Financial Institution by Daniel Latimore and Zilvinas Bareisis . D3 Banking has... Read More

What Digital Means In Banking: Brand Experience

Editor’s Note: The following is part one in a series of blogs excerpted from a report published by Celent entitled Defining A Digital Financial Institution by Daniel Latimore and Zilvinas Bareisis . D3 Banking has... Read More

A Digital Banking Strategy For Next Decade

With digital banking adoption continuing to grow, branch traffic dropping and digital devices proliferating, the current approach is unsustainable for most institutions. That is why the results from the 2015 KPMG... Read More

Why The Current Approach To Digital Banking Is Unsustainable

The promise of lower fixed costs and better efficiency ratios that heralded the introduction of online banking was based on the belief that the Internet could be used to create a self-service environment that would... Read More

What Can Financial Institutions Learn From Retailers?

An IBM report analyzing 2014 holiday spending shows the distinction and complementary nature of digital devices. Smartphones drove 31 percent of total online traffic, nearly two and a half times that of tablets. While... Read More

Digital Banking Requires A Different Way Of Doing Business

To remain competitive, financial institutions must have an ever-evolving strategic plan that delivers greater customer value across an increasing number of channels. Read More

How FIs Can Provide Amazon-Like Digital Banking Experience

Amazon was one of the pioneers in leveraging data associated with consumer purchases online to order to market and cross sell additional products and services. One could argue that financial institutions have even more... Read More