Standardized APIs Help Accelerate Innovation in the Financial Services Industry

The financial services industry is constantly changing and new technological advances are happening at lightning speeds. Managing the use of emerging technologies and continuously changing global regulations while also... Read More

Digital Is The Branch But Many FIs Lack The Personal Touch

No one disputes that branch traffic is down and digital use is up at financial institutions. However, there is much debate over the conclusion that such a trend means that branchless banking is just around the corner. ... Read More

BBVA, Dwolla Digital Innovators That "Get It"

This past week, many industry news outlets reported on the new partnership between BBVA and Dwolla.  According to the news release issued by BBVA, the agreement means that the bank’s customers will be able to use the... Read More

The Balkanization of Payments

Balkanization is a pejorative, geopolitical term, typically used to describe the process of fragmentation or division of a region or state into smaller regions or states that are often hostile or non-cooperative with... Read More