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Pivotal Moment in Digital Banking

Posted by Michael Carter on Tue, May 31, 2016 @ 14:05 PM


Editors Note: We have a reached a pivotal moment in digital banking. Regional and Midsized banks have to decide whether they are going to try and keep up with the big banks who are attracting the digital savvy user or get left behind.  If these banks want to continue to stay relevant, they will need to adopt digital strategies that replace their current "me too" offerings.

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Topics: digital banking, Amazon-like, big banks, regional and midsize

How Financial Institutions Can Provide Amazon-Like Digital Banking Experience

Posted by Michael Carter on Wed, May 25, 2016 @ 11:05 AM

Editors Note:  The following is the second installment of a two part series on data driven digital banking. Referencing various reports, this blog discusses how banks can begin unlocking the copious amounts of data available to them to provide an Amazon-like experience for their users. D3 Banking licensed the referenced reports for general distribution.

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Topics: data, digital banking, Amazon-like

Defining A Digital Financial Institution - Show Me The Money

Posted by Michael Carter on Tue, Dec 1, 2015 @ 10:12 AM

Editor’s Note: The following is the  third and final installment in a series of blogs excerpted from a report published by Celent entitled  Defining A Digital Financial Institution  by Daniel Latimore and Zilvinas Bareisis . D3 Banking has licensed the content for general distribution. For the full report contact Celent. The previous installment in this series dealt with legacy systems and organizational culture as the two biggest impediments to banks improving their digital sophistication. 
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Topics: data, digital banking, personalized experience, Amazon-like, channels

Why The Current Approach To Digital Banking Is Unsustainable

Posted by Mark Vipond on Tue, Jul 21, 2015 @ 10:07 AM

The promise of lower fixed costs and better efficiency ratios that heralded the introduction of online banking was based on the belief that the Internet could be used to create a self-service environment that would reduce the staffing and technology requirements. In fact, adoption of online banking took longer than expected, and consumers did not abandon the other channels they used to access the services and products offered by their financial institutions.

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Topics: Apple, digital banking, money movement, user experience, devices, Amazon-like

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