Author Archives: D3 Banking

Why Digital Must be an Ongoing Strategy, Not a Single Project

Many financial institutions are already budgeting and planning strategic initiatives for 2020, and there's no doubt that digital remains a top priority among bank and credit union leadership. Major retailers and tech... Read More

How your financial institution can optimize digital during M&A

Merger and acquisition (M&A) activity continues to gain traction in the banking and credit union space, and this trend is only predicted to continue throughout the rest of the year and into 2020. M&A enables financial... Read More

Rising Above the Competition: How to Successfully Compete Against Emerging Threats

Financial institutions are no longer just competing with the bank or credit union down the street, or even just the large national institutions. Non-traditional competitors continue to proliferate in the industry,... Read More

Standardized APIs Help Accelerate Innovation in the Financial Services Industry

The financial services industry is constantly changing and new technological advances are happening at lightning speeds. Managing the use of emerging technologies and continuously changing global regulations while also... Read More

Finding the Right Balance of Control Part II: The Middle Ground

Editor's Note: In Part Two of finding the right balance of control blog series, we discuss the option of implementing a customizable solution and how to benefit from customization through configuration.  Read More

Our 2018 Digital Banking Wish List

Editor's Note: In the spirit of the Holidays, we're sharing our biggest hopes for the evolution of digital banking trends and practices for 2019.  Read More

Finding the Right Balance of Control Part I: Do It Yourself or Buy

Editor's Note: In Part One of this two-part blog series, we're discussing the choices banks and credit unions face when replacing an outdated system with a new one. FIs often feel forced to choose along a spectrum of... Read More

Personal Finance Management Solutions – Help Me to Help You

Editor's Note: A fully integrated and streamlined Personal Finance Management (PFM) solution provides consumers with the tools needed to reach their financial goals and  fosters a closer relationship with their FI.  Read More

Digital Banking Challenge: Human Variability vs. FI "Value Ability"

  Editor's Note:  Digital technology assists banks and credit unions in meeting their consumers’ needs, while boosting the ability to target individuals with relevant offerings.  Read More

The Impact of New Mobile Banking Regulations

Editor's note: For banks and credit unions the impact of the new mobile banking regulations includes reaching more underserved consumers and providing more convenient services.  Read More