What the Chime Outage Can Teach Digital Only Banks

A few weeks ago, Chime, one of the nation's largest challenger banks with more than 5 million customers, experienced an outage that left consumers unable to make withdrawals or deposits and without access to Chime's... Read More

Why Digital Must be an Ongoing Strategy, Not a Single Project

Many financial institutions are already budgeting and planning strategic initiatives for 2020, and there's no doubt that digital remains a top priority among bank and credit union leadership. Major retailers and tech... Read More

How your financial institution can optimize digital during M&A

Merger and acquisition (M&A) activity continues to gain traction in the banking and credit union space, and this trend is only predicted to continue throughout the rest of the year and into 2020. M&A enables financial... Read More

Rising Above the Competition: How to Successfully Compete Against Emerging Threats

Financial institutions are no longer just competing with the bank or credit union down the street, or even just the large national institutions. Non-traditional competitors continue to proliferate in the industry,... Read More

Developing Long vs. Short-Term Digital Strategies: Part II

Savvy financial institutions have realized that to remain relevant in the increasingly competitive marketplace, they must be able to offer a seamless, intuitive digital banking experience. This doesn't mean simply... Read More

Developing Long vs. Short-term Digital Strategies: Part 1

It has become increasingly important for financial institutions to offer a modern digital banking experience to consumers. Despite all the buzz around digital transformation, there are many misconceptions about what... Read More

What can we learn from the recent shutdown of Finn by Chase?

A lot has already been written about the recent closure of Finn by Chase so I won’t belabor the point and rehash the major points of the closure. For your convenience, here is a good piece by Ron Shevlin and another by... Read More

Standardized APIs Help Accelerate Innovation in the Financial Services Industry

The financial services industry is constantly changing and new technological advances are happening at lightning speeds. Managing the use of emerging technologies and continuously changing global regulations while also... Read More

D3 Banking Technology's Top 7 Digital Banking Trends for 2019

With the new year upon us, many are thinking about what the next year might hold for the financial services industry. We wanted to share our predictions on how digital, AI, and personalization will transform the... Read More

Finding the Right Balance of Control Part II: The Middle Ground

Editor's Note: In Part Two of finding the right balance of control blog series, we discuss the option of implementing a customizable solution and how to benefit from customization through configuration.  Read More