270° View

Banking As A Platform: Not A Slam Dunk

Posted by Michael Carter on Fri, Feb 24, 2017 @ 11:02 AM


Editor's Note: The most significant trend of 2016 will be the 'platformication' of banking, where both existing banks and startups begin a strategic shift towards becoming banking platforms, much like how Amazon is a platform in retail." - Ron Shevlin. In this blog, we discuss the concept of Banking as a Platform and how it works within financial institutions.

Read More

Topics: digital banking platform

On Leaders, Laggards and the Middle Way

Posted by Michael Carter on Fri, Feb 17, 2017 @ 11:02 AM

Editor's Note: In part two of this blog series, we take a deeper dive into the recent Forrester Report, "The State of Digital Banking, 2016.".  In the blog, we discuss the premise of leaders vs. laggards in greater detail as well as thoughts on the origin of the digital disruption in the financial services industry. 

Read More

Topics: fintech, Forrester Research, Laggards, Leaders

On Ignoring Pundits, The Theory of Shiny Objects and Untimely Distractions

Posted by Michael Carter on Wed, Feb 15, 2017 @ 09:02 AM

Editor's Note: In this blog, we discuss Nassim Nicholas Taleb's book Antifragile and how it relates to the financial services industry. As consumers become more connected than ever before, it's crucial that banks and credit unions evaluate the industry deeply and create digital strategies for long-term success, not just using what's new.

Read More

Topics: banks, digital banking, credit unions, financial institutions, Digital Transformation, Nicolas Taleb, Forrester Research, Laggards, Antifragile, Leaders

Scoring That Super Bowl Moment

Posted by Eric Brandt on Thu, Feb 9, 2017 @ 16:02 PM


Editor's Note: The Super Bowl is one of the largest sporting events in the world. Inevitably, every year, The Super Bowl creates a moment that is talked about for the days, weeks to come and become Super Bowl folklore. Marketing can also have moments like these. In this blog, we discuss three different ways in which financial institutions can score that Super Bowl moment for their bank or credit union.

Read More

Topics: marketing

Taking the Road Less Traveled When Replacing Old Online/Mobile Products

Posted by Eric Brandt on Tue, Jan 24, 2017 @ 09:01 AM

Editor's Note: If financial institutions want to stay relevant, they need to have a digital road map in place and they need to be executing on it. In our January webinar featuring Jost Hoppermann, he discusses a newer concept, "The Digital Core" and how it will be crucial for banks and credit unions to adopt if they want to stay pertinent.

Read More

Old Channels Never Die, But How They Are Used Should Change

Posted by Michael Carter on Tue, Jan 17, 2017 @ 11:01 AM


Editor's Note: We are more digitally connected than ever before, and that trend doesn't seem to be slowing down anytime soon. As the digital web continues to become part of our daily lives, it leaves an enormous amount of opportunities for banks and credit unions to capitalize on. In this blog we discuss customer interaction and how banks can succeed if they can adapt!

Read More

Topics: digital banking, Millennials, mobile

The Surprises in Marous' 2017 Trends

Posted by Michael Carter on Tue, Jan 10, 2017 @ 14:01 PM


Editor's Note: Last month, Jim Marous of The Financial Brand published an article "Top 10 Strategic Priorities for Banking in 2017. In this blog, we reflect and take a deeper look into the priorities that Marous discusses in his article. 2017 is going to be a crucial year for many financial institutions, and it appears that digital is going to play a substantial role.

Read More

Topics: digital banking, Jim Marous, 2017

New Years Resolutions

Posted by Eric Brandt on Fri, Jan 6, 2017 @ 10:01 AM


Editor's Note: New Year. New Resolutions. As 2017 get's off to a start, many people are putting together plans to succeed in the resolutions they have set forth. As we all know, without a strong support sytem, many of these resolutions can be seemingly impossible to reach. For those that have set resolutions involving finances, often the most difficult to keep, the role financial institutions play for these individuals is going to be the key to the success or failure of these goals. 

Read More

Topics: data, customer experience, categorization

Digital Banking Wish List

Posted by Eric Brandt on Tue, Dec 20, 2016 @ 11:12 AM


Editor's Note: Last month in celebration of Thanksgiving, we wrote about Digital Banking Features that We Can All be Thankful For. From shopping, to ingredients, to Santa, lists seem to be a large part of the holiday season. As we celebrate the holiday season with loved ones, we made a list of our own and put together our Digital Banking Wish List.  

Read More

Topics: digital banking, AI, Voice-Activated

Mighty Mo'

Posted by Michael Carter on Thu, Dec 8, 2016 @ 14:12 PM

Editor's Note: Momentum, is defined by some as "the impetus gained by a moving object". In this blog, we discuss momentum as it relates to the digital banking world. Among those we look at platformification, anticipation, the rise of smaller banks, and the digital core. Does your financial institution have the momentum for a successful 2017 and beyond?

Read More